Why Chime’s Stock Is Down 13%, Even Though Its Earnings Beat Expectations

In any first earnings call for a public company, the bar is high–investors hope to see a company’s numbers sail past expectations. During San Francisco digital bank Chime’s inaugural call last night, it announced revenue and profit that exceeded Wall Street analysts’ predictions. But this morning, the stock fell by 13% in early trading, dragging down its share price below $30 and its market value to $11 billion. Chime went public on June 12 at $27 per share.

Chime’s second quarter revenue for 2025 was $528 million, up 37% from the year prior. Analysts surveyed by FactSet had expected $503 million on average. Its adjusted earnings before…

Read the full article at FORBES.COM