Black Friday is almost here, marking the unofficial start of the holiday shopping season.

This event, traditionally the day after Thanksgiving, offers buying opportunities, discounts and promotions that many shoppers have been waiting for all year. However, Black Friday (Nov. 28 this year) can also be a potential threat to your financial stability, especially if you do not plan and manage your purchases effectively.

Below are some important reminders to ensure Black Friday deals do not derail your budget and long-term financial goals.

1. Have You Set A Non-Negotiable Budget?

It is not a bad idea to start your holiday shopping during Black…

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