On July 14, 2026, the U.S. House of Representatives passed a bill to block credit card companies from tracking gun and ammunition sales.

The bill, H.R. 1181, passed on a vote of 221 to 201. Two-hundred-and-fifteen Republicans voted for the bill, along with five Democrats and one Independent.

H.R. 1181 is sponsored by Riley Moore (R-WV).

Breitbart News reported Moore’s introduction of the bill on February 12, 2025, noting that he titled it the “Protecting Privacy in Purchases Act.”

He introduced it after major credit card companies succumbed to the gun control lobby during the Biden Administration and made plans to track the sales of guns and ammo.

For example, on September 11, 2022, Breitbart News pointed out Visa caved to pressure from gun control groups and New York Democrats, agreeing to flag gun and ammo purchases via a merchant code. The Associated Press observed that Mastercard and other major credit card companies also agreed to flag gun sales. On March 2, 2023, Breitbart News noted Discover was slated to begin tracking gun and ammunition purchases with the new MCC in April 2023.

Public backlash was considerable, and on March 9, 2023, Breitbart News noted that Visa and Mastercard pivoted and announced they would not begin tracking gun and ammunition purchases anytime soon. On March 10, 2023, Money.com indicated Discover was hitting the brakes as well and would not begin tracking gun purchases in April as planned.

Moore’s bill, H.R. 1181, is designed to take away credit card companies’ option of reverting to the decision to track once more.

The NRA-ILA commented on the passage of Moore’s legislation, writing, “This bill would prevent a backdoor registry of law-abiding gun owners by credit card companies which could then be accessed by the federal government and even third parties like gun control groups.”

AWR Hawkins is an award-winning Second Amendment columnist for Breitbart News and the writer/curator of Down Range with AWR Hawkins, a weekly newsletter focused on all things Second Amendment, also for Breitbart News. He is the political analyst for Armed American Radio and the director of global marketing for Lone Star Hunts. He holds a PhD in Military History with a focus on the Vietnam War (brown water navy), U.S. Navy since Inception, the Civil War, and Early Modern Europe. He enjoys reading Philosophy and novels by Jack Carr and Nelson DeMille. He is a lever action man in an AR-15 world. Follow him on X: @awrhawkins. You can sign up to get Down Range at breitbart.com/downrange. Reach him directly at awrhawkins@breitbart.com.

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