By Joel Gilbert
Investigative journalism can make a difference. Beginning on March 18, 2025, Joel Gilbert, an investigative journalist and filmmaker, authored a series of articles for The Gateway Pundit under the banner “The Letitia Files”.
His articles focused on allegations of misconduct by New York Attorney General Letitia James. These articles primarily centered on claims of mortgage fraud, insurance fraud, campaign finance violations, and other ethical concerns related to James’s real estate dealings and political activities.
The result was an official referral of Letitia James to the Department of Justice and an FBI investigation. Below is the summary of “The Letitia Files” that The Gateway Pundit has published over the past 50 days.
Joel Gilbert is introduced by @laralogan at the VINDICATED Event in Las Vegas. Producer Gilbert helped produce “Roseanne Barr is America” and Gilbert helped uncover Letitia James’ mortgage fraud. pic.twitter.com/VrU80gTp6H
— Joe Hoft (@realJoeHoft) September 28, 2025
Transcript:
Hello everyone, my name is Joel Gilbert. I’m a film producer based in Los Angeles, and a lot of you know me from my films over the years including Dreams from My Real Father about Barack Obama’s real biological father and ideological influence who radicalized Obama in his youth, Frank Marshall Davis, as well as many other recent investigative films including the Trayvon Martin Hoax about the fraudulent witness and the George Zimmerman trial.
New York Attorney General James has been on the mind of conservatives because of her outrageous prosecution and persecution of Donald Trump, as well as her disgusting, racist comments vilifying Trump because of his skin color, and her un-American, fraudulent lawsuit against Donald Trump, his children, and the Trump organization.
The case Letitia James filed against Trump revolved around allegations of mortgage fraud, alleging that Donald Trump had misrepresented the values of his properties when applying to banks for mortgages many years ago. She filed the complaint despite no evidence, and despite no victims or complainants.
She did it because that’s what she campaigned on, an outrageous promise that, if elected, she would use her office to target an American citizen and a candidate in opposition to her party, that she would find something to charge him with. Nothing is more outrageous and disgusting to fair-minded Americans than a candidate for an elected position with legal authority that is supposed to be neutral and show no favoritism before the law to actually say that she would target someone if she’s elected. But “no one is above the law,” she told us!
Accordingly, I asked myself the question, how could Leticia James be so aware of the concept of mortgage fraud? What would you know about mortgage fraud? So a few months ago, in March of this year, I began researching the mortgage history of New York Attorney General Leticia James by looking at public records.
What I found was consistent and astonishing: Leticia James herself had been engaging in blatant mortgage fraud since 1983, for over 40 years! Every single real estate transaction that Letitia James engaged in was rife with illegal mortgage fraud. Leticia had always illegally lied to the mortgage companies in order to gain more favorable mortgage terms she was not entitled to, even on a government loan on the back of the American taxpayer.
Jim Hoft at The Gateway Pundit was kind enough to allow me to publish my first article back in March, the first of about 15 articles. The headline was: Big Development: Is Letitia James Guilty of Mortgage Fraud? In this first article, I detailed how Leticia James purchased a four-story apartment building at 296 Lafayette Avenue in Brooklyn 2001with five legal apartments in it according to the Certificate of Occupancy for the building.
The Certificate of Occupancy is the one and only legal designation of the number of units for New York City apartments building. But, despite her apartment building having 5 legal units, Leticia James consistently financed and refinanced her apartment building by lying to lenders in mortgage documents, falsely claiming that her building had only four apartment units in it, and that it was only three stories even though it was four! The financial benefit to Letitia was obvious!
Apartment buildings with four units and less are qualified typically as residential buildings and enjoy lower interest rates, while apartment buildings with five units or more, such as Leticia’s building, get higher interest commercial loans. In my first article, I highlighted the fact that by 2011, Leticia James had a private Bank mortgage that was adjustable, that was approaching 10% per year.
She decided to refinance it using the government HAMP Loan program run by the US Treasury Department to enjoy a low interest 2.7% loan that would save her about $ 45,000 per year in interest payments on the backs of American taxpayers.
However, the HAMP loan specifically stated it was not even eligible to buildings with more than four units – only with 4 or less apartments. Accordingly, I examined Letitia’s mortgage application and saw that she lied in two major ways. First, she claimed that her building had only four apartment units, even though it legally had five. I confirmed myself by visiting the building and counting the number of units. There were five doorbells and five apartments, confirming the official Certificate of Occupancy.
Secondly, Letitia, as required to qualify for the loan, claimed that she had a financial hardship and couldn’t afford her existing mortgage. This also appeared to be false given that she was earning around $ 175,000 a year, or $ 14,000 per month, combining her salary as a city council member, University professor, and from her rental units.
In my next Gateway Pundit article, entitled Mortgage Fraud Alert: Did Letitia James Marry Her Father? I detailed Letitia James’ very first real estate transaction in 1983 at the age of 24, whereby she lied on the mortgage application documents, claiming in three places and signing it that her father, Robert James, was her husband!
Yes, she applied for the loan with her father as husband and wife! It was pretty unlikely that she married her father, so this was I believe also blatant mortgage fraud in order to obtain a loan that she might not have qualified for without being in a married couple with her father’s income.
I went on to write total of 15 articles about Letitia James’ mortgage fraud over the years, it just went on and on, it included engaging in a fraudulent foreclosure purchase in Martinsville, Virginia. My dear colleague forensic accountant Sam Antar revealed that Letitia James had co-signed for and purchased a home in Virginia with her niece, and once again in order to qualify for lower mortgage rates, she claimed that the home would be her primary residence, even though she obviously lived in New York City in Brooklyn where she served as Attorney General of New York state.
When this information came out Letitia tried to play the “Good Aunt’ card, claiming that she purchased a home with her niece because she had children. Letitia was trying to gain sympathy. But once again a little research is all it took. I quickly found that Leticia’s niece’s children were adult convicted felons who both been to prison and had long rap sheets! These were no innocent little kids but in fact adult felons.
I was not surprised when Bill Pulte of the Federal Housing Finance Agency decided to write up my information that I had revealed in The Gateway Pundit and submitted as a criminal referral to the Department of Justice to Pam Bondi.
I then learned that the Department of Justice opened investigations against Letitia James both in Virginia and New York state.
I must tell you, though, that it is now August 2025, and I had enough information in my very first article in The Gateway Pundit in March to write up an indictment and convict Letitia James hands down. Along with many others, I’m concerned that Attorney General Pam Bondi may not be moving toward an indictment.
I have also written about my knowledge of Pam Bondi that most people don’t know about – that Pam Bondi is largely responsible for the formation of the Black Lives Matter Marxist group. That’s right! When she was Attorney General of Florida in 2012, the police in Sanford, Florida, had investigated George Zimmerman’s shooting of Trayvon Martin thoroughly and qualified it as self-defense. It was over.
But you’ll recall that that’s when Ben Crump and Al Sharpton with the support of the White House started street demonstrations demanding an arrest! Ben Crump even produced a fake phone witness that I exposed in my film The Trayvon Hoax. Republican attorney general Florida Pam Bondi, instead of looking at the evidence that the local police had discovered, including an eyewitness who corroborated George Zimmerman story, and declaring public that she had looked at the evidence in Zimmerman was innocent and it was a self-defense shooting, Pam Bonnie instead caved to the mob! No backbone!
She appointed a Special Counsel named Angela Corey who promptly indicted George Zimmerman for the self-defense shooting! When Zimmerman’s attorneys tried to depose Ben Crump because he claimed that Trayvon’s girlfriend who was on the phone with him was a 16 year old minor, and when 19 year old Rachel Jeantel showed up 200 lbs heavier than Trayvon, and they wanted to question Ben Crump under oath, it was Pam Bondi who wrote a 40-page opposition to Crump being deposed, and the judge agreed. Pam Bondi went further saying that the Martin family were friends of hers as were the attorneys for the Martin family, Ben Crump. Black Lives Matter was founded based on George Zimmerman’s obvious acquittal – all thanks to Pam Bondi!
So I still have a lot of concerns if Pam Bondi has a backbone and if she has the political will to follow through with the MAGA agenda as Attorney General which includes as promised by Trump during the campaign with prosecutions of corrupt officials like Letita James, or if Pam Bondi will be intimidated by the Democrats and media as she was in the past.
I want to again thank Jim Hoft and The Gateway Pundit for allowing me to publish my articles on Letitia James. By the way, both the New York Post and FoxNews.com were sent the articles and refused to publish! Doesn’t that tell you something! Then they were forced into covering my story by The Gateway Pundit.
My new film is “Roseanne Barr Is America”. I will be screening it on Saturday night at 6:00 PM. Roseanne Barr herself will join us for a live Q&A by Zoom, so please come. Roseanne tells her story of growing up in Salt Lake City and becoming a comedy legend, and how being a Trump supporter in real life and on television made her a target for cancellation by the left and media, and how she fought back.
Thank you.
Read the full article here