Most Americans are exceedingly focused on the present and spend very little time thinking about the future. And if you are in the minority of the population that is thriving in this “K-shaped economy”, you may be wondering what all of the fuss is about. After all, during the holiday season of 2025 wealthy Americans are literally spending money as if there is no tomorrow. But meanwhile, just about everyone else is really struggling.
For a long time, we were warned that a cost of living crisis would be coming.
That is happening now.
For a long time, we were warned that delinquency rates would rise because consumers were piling up too much debt.
Tha…
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