The national average rate hike for auto insurance has fallen to less than one percent in the “smallest year-over-year increase since 2022,” a report says.
The .67 percent hike is a national average, granted, and some states are seeing much greater hikes while others are seeing no rise in costs, while others are seeing prices falling. But compared to recent years, this is a significant drop over the 11.57 percent in 2023, the 17.13 percent in 2024, and 7.56 percent in 2025, Aftermarket Matters reported this month.
Blue states, of course, are still experiencing the most unfavorable cases of rate creep with New Jersey being the worst at 10.46…
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